Welcome to AMBA SACCO
Rising Together.
Welcome to AMBA SACCO
Together to the Hill
Welcome to AMBA SACCO
One Community.
Saving Services
Regular Saving
- Core savings; monthly/weekly; required for membership; earns small interest; also available interest-free options for women and disabled persons
Voluntary Savings
- Flexible savings; can withdraw anytime; earns interest if SACCO policy allows; interest-free options available for women and disabled persons
Time Deposit Savings
- Any Individuals or Institutions can deposits for a fixed terms based on the mutual agreement with AMBA SACCOs.
Interest-free Saving
- Core savings; monthly/weekly; required for membership; e interest-free options for muslim members.
Children Saving
- Child savings for education/future; parent-controlled; one account per child
Woman Saving and Persons with Disability Savings
- Core savings; monthly/weekly; required for membership; earns small interest; also available interest-free options for women and disabled persons
Loan Services
Personal Loans
- Includes short-term or medium-term loans; repayment schedules tracked; interest applied
Start Up & Business Expansions
- This catagory is mainly for new startups and or business expansions with primary focus area in Agro-Industries, Manufacturing, Tourism, Import exports, and Technology business.
Properties Loan
- Loan Services that reserved for Car, House, Re-Innovation etc.
Emergency / Urgent Loans
- Quick disbursal for emergencies; repayment schedules tracked; interest applied
Special Purpose Loans
- Tailored to members’ needs; repayment tracked; interest applied
Training & Consultancy Services
Financial Literacy Training
- Includes practical sessions on responsible borrowing and savings
Business Consultancy
- Helps improve business performance, manage finances, and grow revenue
Member Advisory Services
- Supports planning for loans, savings, and investments
Digital Technology Services
Online Account Management
- Members can track accounts, balances, and transactions online
Mobile Banking & Notifications
- Real-time updates on deposits, withdrawals, and loan repayments
Digital Loan Applications
- Streamlined loan application process via mobile/web
E-Learning & Webinars
- Financial literacy, business skills, and SACCO updates